I was going to wait to update my progress with #OneWord until the end of the month. My word is Responsibility and so far I have been staying on the path. It’s only been two weeks but it isn’t easy to modify your old ways. I had talked about personal and financial responsibility and how I expected to carry out my lofty goals. So what progress is there?
1. I cut up my personal credit card. Yes, we still have a family credit card for emergencies and such but we don’t abuse it. My personal credit card…yeeeeeah….I abused it big time. But now I can’t because the card is in little shredded ribbons in the trash. This is a huge one for me and I can tell you – it was like a weight was lifted off me. Removed the temptation, that’s what I did.
2. Budgeting. We always had a budget and each payday we’d go over the bills, pay them and discuss goals. Now I feel like the budget is in better shape. We made the decision to pay the auto insurance – the full balance, not minimum payment. This way we not only save $3 a month with installation fees, but that payment is taken care of for six months. We can concentrate on other debts.
3. We canceled Netflicks. Netflicks wasn’t a huge monthly bill but it’s gone. I’m not saying we won’t subscribe again but right now, I am enjoying reading more than we had been. Many of the movies we wanted to watch have been available through our local library….yes, even the new releases. We are very fortunate to have a great library system with so much variety. I can check out eBooks from our library too. Anyway, the reason we canceled was the long waits for DVDs and since we can’t stream video, that seemed a good idea to stop service.
4. Starbucks. That’s one habit that we are keeping….in moderation. We don’t go there every day, never have, but it’s easy to get addicted to the Flat White coffee. My feeling is, you need to indulge a little or you feel deprived. That’s why diets fail. People deprive themselves of anything pleasurable and then you crack and give in. Moderation is the key to everything. We keep our Flat White habit to the weekends and use their FREE Wi-Fi
That’s the short 2 week progress report. Like I said, I was going to wait a month but I’m feeling like any progress to report is motivational. To me and possibly to anyone else participating in #OneWord
I was reading Bryan’s post at Still Unfinished and this motivated me do an update.
How is everyone else doing?